Please read these Terms and Conditions carefully before using our services.

Terms and Conditions for IO-OI

Last updated: March 26, 2025

1. Introduction

Welcome to IO-OI. These Terms and Conditions (“Terms”) govern your use of our website, products, and services, including our AI political assistant services and books (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms.

2. Company Information

IO-OI is operated by:

Marc Gagnon 14 rang bellevue, St-Robert, Quebec, J0G 1S0 Phone: (263) 382-3146 Email: [email protected]

3. Services

Our Services include:

AI political assistant tools and services
Books on related topics
Other content and resources as described on our website

4. User Accounts

4.1 Account Creation and Confidentiality

You may be required to create an account to access certain features of our Services. You are responsible for maintaining the confidentiality of your account credentials.

4.2 Accurate Account Information

You agree to provide accurate and complete information when creating an account and to update this information as necessary.

4.3 Account Responsibility

You are solely responsible for all activities that occur under your account.

5. Acceptable Use

5.1 Lawful and Compliant Use

You agree to use our Services only for lawful purposes and in accordance with these Terms.

5.2 Prohibited Conduct

You shall not:

Use the Services in any way that violates applicable laws or regulations
Infringe upon the intellectual property rights of others
Attempt to gain unauthorized access to any part of the Services
Use the Services to transmit harmful code or engage in disruptive activities
Engage in any activity that interferes with or disrupts the Services

6. Intellectual Property

6.1 Ownership of Services Content

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, and software, are owned by IO-OI or its licensors and are protected by copyright, trademark, and other intellectual property laws.

6.2 Restrictions on Use of Services Content

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any materials from our Services without our prior written consent.

7. User Content

7.1 License to User Content

By submitting content to our Services, you grant IO-OI a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute such content.

7.2 User Content Representations and Warranties

You represent and warrant that you own or have the necessary licenses, rights, consents, and permissions to publish any content you submit.

8. Payment Terms

8.1 Currency

Prices for our Services are stated in Canadian dollars unless otherwise indicated.

8.2 Price Changes

We reserve the right to change our prices at any time without notice.

8.3 Secure Payments

All payments are processed securely through our designated payment processors.

8.4 Refunds

Refunds may be issued at our discretion and in accordance with our refund policy.

9. Privacy Policy

Your use of our Services is also governed by our Privacy Policy, which is incorporated by reference into these Terms.

10. Disclaimer of Warranties

10.1 “As Is” Service

The Services are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied.

10.2 No Warranty of Uninterrupted Service

IO-OI does not warrant that the Services will be uninterrupted, error-free, or secure, or that any defects will be corrected.

11. Limitation of Liability

11.1 Exclusion of Certain Damages

To the fullest extent permitted by law, IO-OI shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Services.

11.2 Cap on Liability

In no event shall our total liability for all claims relating to the Services exceed the amount paid by you for the Services during the twelve (12) months preceding the event giving rise to the liability.

12. Indemnification

You agree to indemnify and hold harmless IO-OI and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, and expenses arising from your use of the Services or violation of these Terms.

13. Termination

13.1 Termination or Suspension Rights

We may terminate or suspend your access to the Services at our sole discretion, without notice, for any reason, including if we believe you have violated these Terms.

13.2 Effect of Termination

Upon termination, your right to use the Services will immediately cease.

14. Changes to Terms

We reserve the right to modify these Terms at any time. Your continued use of the Services following the posting of revised Terms means you accept and agree to the changes.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Quebec, Canada, without regard to its conflict of law provisions.

16. Dispute Resolution

Any dispute arising out of or relating to these Terms or the Services shall be resolved exclusively in the courts located in Quebec, Canada.

17. Language Accessibility

In the event of any discrepancy or difference in interpretation between this version and French versions of these Terms and Conditions, the French version shall prevail for users and for legal interpretation in matters governed by Quebec law.

18. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

19. Force Majeure

IO-OI shall not be liable for any failure to perform its obligations under these Terms where such failure results from any cause beyond our reasonable control.

20. Contact Information

If you have any questions about these Terms, please contact us at:

Email: [email protected] Phone: (263) 382-3146 Mail: 14 rang bellevue, St-Robert, Quebec, J0G 1S0

21.1 Data Controller Designation

IO-OI acts as a data controller for personal data collected through our Services. We process personal data in accordance with the General Data Protection Regulation (GDPR) and applicable data protection laws.

If you are located in the European Economic Area (EEA), you have the following rights regarding your personal data:

Right to access your personal data
Right to rectification of inaccurate personal data
Right to erasure (“right to be forgotten”)
Right to restriction of processing
Right to data portability
Right to object to processing
Rights related to automated decision-making and profiling

21.3 Data Protection Officer Contact

For inquiries related to data protection, you may contact our Data Protection Officer at [email protected].

21.4 International Data Transfer Safeguards

Your personal data may be transferred to and processed in countries outside the EEA. We ensure that such transfers comply with applicable data protection laws by implementing appropriate safeguards.

22. UK-Specific Provisions

For users based in the United Kingdom, we comply with the UK GDPR and the Data Protection Act 2018.

22.2 UK Data Protection Representative

Our designated representative for data protection matters in the UK may be contacted at [email protected].

22.3 UK Consumer Rights

UK consumers have rights under the Consumer Rights Act 2015, including the right to receive services performed with reasonable care and skill and the right to certain remedies if digital content is faulty.

23. USA-Specific Provisions

23.1 US State Privacy Law Compliance

We comply with applicable state privacy laws, including the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), Virginia Consumer Data Protection Act (VCDPA), Colorado Privacy Act (CPA), and other state privacy laws as applicable.

23.2 California Residents' Privacy Rights

California residents have specific rights regarding their personal information, including:

The right to know what personal information we collect
The right to request deletion of personal information
The right to opt-out of the sale of personal information
The right to non-discrimination for exercising these rights

23.3 Children’s Online Privacy (COPPA)

Our Services are not directed to children under 13 years of age. We comply with the Children’s Online Privacy Protection Act (COPPA) and do not knowingly collect personal information from children under 13.

23.4 Dispute Resolution for US Users

For users based in the United States, any dispute may be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, or in courts located in Quebec, Canada, at our discretion.

24.1 Types of Cookies Used

Our Services use various types of cookies to enhance your experience, analyze site usage, and assist in our marketing efforts.

You may manage your cookie preferences through your browser settings or through the cookie management tool available on our website.

24.3 Do Not Track Compliance

We respect Do Not Track signals and do not track, plant cookies, or use advertising when a Do Not Track browser mechanism is in place.

25. International Use

25.1 Compliance with Local Laws

You are responsible for ensuring that your use of our Services complies with all applicable laws in your jurisdiction.

25.2 Export Control Compliance

You agree to comply with all applicable export control laws and regulations when using our Services.

26. Accessibility

We strive to make our Services accessible to all users, including those with disabilities, and aim to comply with applicable accessibility laws and regulations, including the Americans with Disabilities Act (ADA) and similar laws in other jurisdictions.

Terms and Conditions